“Inflow and Outflow Management: Opportunities and Challenges in Co-Oprative Banks”

Abstract: Good corporate governance is critical to efficient functioning of an entity and more so for a banking entity. Thus the need for professional management and healthy governance practices in urban credit cooperative societies/banks in the present competitive environment needs no emphasis. The banks perform the crucial role of transforming illiquid assets into more liquid demand deposits. Putting it more concretely banks perform the function of creating liquidity. The problem that arises is that under certain circumstances this leads to an assets liability mismatch that makes them susceptible to failure. The present research paper focus on the management of asset and liability in Bank